Motorcycle Insurance
Did you know that coverage options for motorcycle insurance are similar to the standard ones you’ll find for auto insurance? In addition to liability and uninsured/underinsured motorist coverage, most insurers offer these options:
Coverage Options Include:
Collision: Pays out for damage to your motorcycle, minus your deductible amount.
Comprehensive: Pays out if your motorcycle is stolen or damaged by something other than a collision with another vehicle.
Medical payments (MedPay): Not available in all states, medical payments coverage pays for medical bills if you and your passenger are injured in an accident. Unlike personal injury protection, medical payments coverage doesn’t cover lost wages and other costs.
Personal injury protection: Generally pays out for medical bills for injuries you, your passenger or pedestrians suffer in an accident regardless of who’s at fault. (Rules vary by state.)
Add On Options May Include:
Trip interruption coverage
Coverage for custom parts, equipment and accessories
Transport trailer coverage
Roadside assistance