Off Road Insurance
Whether you’re hitting the trail or just love the great outdoors, the last thing you want to worry about is whether you have the proper coverage for your off road vehicle.</p> <p>Carolina Agency Partners can help you get the specialized coverage you need for your specialized vehicles. We can help you protect your investment and get you focused on having fun.
Types of Coverage
Collision coverage helps to protect the damages to your ATV in an accident involving collision or upset, regardless of fault and regardless if the other party has insurance.
Comprehensive coverage is there to help in situations involving losses that aren't associated with a collision.
Uninsured/underinsured motorist property damage (UM/UIM-PD) If you are in an accident with someone who has no coverage or insufficient coverage to pay for the damages to your ATV, this coverage will help make up the difference.
Additional Factors to Consider:
Deductibles - The best way to decide what your deductible should be is to look at your level of comfort with risk. Are you comfortable paying more in the event of an accident in order to keep your premium payments lower? Do you prefer to invest a little bit more in your yearly premium in order to pay as little as possible when you have an accident?